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What is Bank Identification Number ?

A Bank Identification Number (BIN) is the first 6 to 11 digits of a credit card or debit card number. It is used to identify the issuer or bank that issued the card. BINs are an integral part of the payment card industry, and they serve several important purposes:

Issuer Identification: BINs help identify the financial institution that issued the card. This information is crucial for processing transactions, as it helps determine where the transaction should be routed for authorization.

Fraud Prevention: BINs are used in fraud detection and prevention systems. If a transaction is made with a card from a foreign country, for example, it may trigger additional security checks, as it could be a sign of potential fraud.

Geographic Information: BINs can also provide information about the country or region where the card was issued. This can be useful for businesses that want to target specific markets or need to apply different processing rules based on the card's origin.

Network Identification: BINs can indicate whether a card is associated with a specific card network, such as Visa, MasterCard, American Express, or Discover. This information is essential for routing transactions to the appropriate network.

Card Type: BINs can help distinguish between different types of cards, such as credit cards, debit cards, prepaid cards, and gift cards. This information is used to apply the correct processing rules.

BINs are publicly available and can be used by merchants and payment processors to identify and validate payment card information. However, they do not contain sensitive information like the cardholder's name, account number, or expiration date. Those details are typically stored in the remaining digits of the card number and on the magnetic stripe or EMV chip of the card. BINs are just one part of the card number that helps facilitate secure and efficient payment processing.

Bank Identification Number (BIN), also known as the Issuer Identification Number (IIN), comprises the initial six digits of a bank card or payment card number. It's an integral part of the ISO/IEC 7812 standard and is widely utilized in credit cards, debit cards, stored-value cards, gift cards, and similar card types.

BIN plays a crucial role in identifying the card brand, issuing institution or bank, country of issuance, card type, and card category. This information is exceptionally valuable in commercial businesses, especially for preventing fraud, particularly in online stores.

The structure of credit card and debit card numbers with BIN conforms to ISO/IEC 7812 and can be up to 19 digits in length. It follows this format:

BIN Checker is a powerful tool that helps you quickly and easily identify the bank and issuer of any credit or debit card based on its BIN number. With our app, you can save time and reduce errors by eliminating the need to manually research BIN numbers.

Our app features a comprehensive database of BIN numbers for all major credit and debit card issuers, making it easy to quickly identify the issuer of any card. You can also search for BIN numbers by issuer name or card type.

In addition to identifying the bank and issuer of a card, BIN Finder also provides useful information on card types, including credit, debit, prepaid, and more. You can also view important details such as card brand, country of origin, and card level.

Our user-friendly interface makes it easy to search for BIN numbers and view detailed information on each card. Whether you're a merchant, financial institution, or just a curious consumer, BIN Finder is a must-have tool for anyone who deals with credit and debit cards.

Download BIN Checker today and start identifying credit and debit cards like a pro!